What is NOT covered under Goods Protection?

Goods Protection does not cover:

• Normal wear and tear, gradual deterioration, corrosion, rust, or inherent defects

• Mechanical or electrical breakdown

• Damage caused during repair, maintenance, or servicing

• Dishonest or fraudulent acts

• Unexplained or mysterious disappearance

• Items left in public transport or while on watercraft or aircraft

• Losses caused by natural disasters such as floods, typhoons, earthquakes, or volcanic eruptions

• Losses caused by strikes, riots, or government action

• Damage caused by animals, mold, discoloration, or rust

• Losses caused by intentional actions or negligence of the insured or related parties

• Items covered under the manufacturer’s or factory’s warranty

• Accessories or spare parts are not part of the main item

• Legal liability to third parties

• Consequential or indirect losses

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5. Electronic Doctor

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