Skyro Help Center

POS Online

Online Product Loan Amount (Minimum)

From ₱3,750

Loan Term 

6, 9, 12, 18, 24 months

Down payment

From 20%

Interest Rate 

From 3.9%

Origination Fee 

From 0 to 10% + 690 

How can I apply for a Skyro Product Loan?

There are five ways to apply for a Skyro Product Loan, boss:

In-store

To apply for a Skyro Product Loan in-store, follow these simple steps:

  1. Visit any of our 8,000+ partner stores nationwide and choose your dream item.

  2. Talk to our friendly Skyro agent who will assist you with the easy application.

*Subject to in-store approval. Terms may change.

  1. Take your new item home with no big upfront costs and enjoy!

Skyro app
To apply for a Skyro Product Loan using the app, follow these simple steps:

  1. Download and open the Skyro app.

  2. Tap ‘Explore products’ and submit a request for a Product Loan.

  3. Fill out the application and upload 1 valid ID.

  4. Get pre-approved, visit a partner store near you, and show the QR code to a Skyro agent.

*Bring the same valid ID used in your application.

  1. Wait for our call and get approved via SMS, email, or the Skyro app.

  2. Once approved, sign the agreement with a one-time code.

  3. Pay the down payment only via the Skyro app, and bring home your item!

Partner Website

To apply for a Skyro Product Loan through a partner website, follow these simple steps:

  1. Visit the merchant’s official website.

  2. Pick an item and choose Skyro at checkout.

  3. Choose a loan amount and installment plan.

  4. Fill out the application, download the Skyro app, and upload 1 valid ID. See the full list of valid IDs here {link}.

  5. Wait for our call and get approved via SMS, email, or the Skyro app.

  6. Confirm your final loan amount and installment plan.

  7. Sign the agreement with a one-time code.

  8. Pay the down payment only via the Skyro app, and enjoy your item!

Social Media Page

To apply for a Skyro Product Loan through our partner merchants' social media pages, follow these simple steps:

  1. Visit the merchant’s official social media or Facebook page.

  2. Pick a product and message the page that you’ll pay via Skyro.

  3. Wait for the merchant to send you a unique Skyro link.

  4. Choose a loan amount and installment plan.

  5. Fill out the online application, download the Skyro app, and upload 1 valid ID. See the full list of valid IDs here {link}.

  6. Wait for our call and approval via SMS, email, or the Skyro app.

  7. Pay the down payment only via the Skyro app, and enjoy your item!

Payment Partner

To apply for a Skyro Product Loan through our payment partners, follow these simple steps:

  1. Visit the store’s official website.

  2. Choose only one from iPay88, PayLoro, or Paynamics at checkout.

  3. Pick a loan amount and installment plan.

  4. Fill out the online application, download the Skyro app, and upload 1 valid ID. See the full list of valid IDs here {link}.

  5. Wait for our call and approval via SMS, email, or the Skyro app.

  6. Confirm your final loan amount and installment plan.

  7. Sign the agreement with a one-time code.

  8. Pay the down payment only via the Skyro app, and enjoy your item!

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