What incidents are covered under this plan?
The Personal Accident plan covers incidents that occur:
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24 hours a day, both on and off the job
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While flying as a fare-paying passenger
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From cat, dog, or snake bites (mosquito and insect bites are excluded)
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Accidental food or gas poisoning
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Acts of nature resulting in accidental bodily injury
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Drowning
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Amateur and social sports
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Motorcycling