Fire / Flood Loss Assistance
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PHP 15,000 cash assistance
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Covers total loss or total damage to property due to fire or flood at the insured’s residence or small-to-medium business
Important conditions:
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Flood must be caused by a typhoon declared by PAGASA and reach at least 3 feet from ground level
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Fire must be officially declared by the Barangay Office or Bureau of Fire Protection
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Partial loss or damage is not covered
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This benefit can only be claimed once per policy period