Paying for Loans
How to pay for my Skyro loan? a. Online
1. QR Ph 2. SkyroPondo 3. Online banking 4. E-wallet 5. Bills Payment in payment apps GCash Bills Payment PalawanPay Bil...
How to calculate transaction fees? -> What are origination fees? →Why was I charged more than my loan amount? → What fees are there for my Product Loan / Cash Loan / SkyroCredit / SkyroPondo? a. Where to find them in your loan agreement -> Are there service fees in Skyro? -> What are the conditional charges on my statement?
a. VAS Fee b. Flexi Fee c. Attorney and Agency Fee d. Early Repayment Fee e. Late Payment Fee i. What should I do if I c...
What will happen if I miss my due date?→ What should I do if my loan payment wasn't reflected in my Skyro account?
💡 How to pay for my Skyro loan?
There are 2 ways to pay for your Product Loan, Cash Loan, or SkyroCredit: online or over-the-counter. Find out how each ...
a. Online
You can pay for your Skyro loan online via QR Ph, SkyroPondo, online banking, e-wallet, or Bills Payment in other paymen...
QR Ph
To make an online payment using QR Ph in the Skyro app, follow these steps: Tap ‘Cash in,' and choose QR Ph. Generate yo...
SkyroPondo
To make an online payment using SkyroPondo in the Skyro app, you’ll need to add money to SkyroPondo first. There are 2 w...
Automatic
Use SkyroPondo to automatically pay for your Skyro Product Loans, Cash Loans, or SkyroCredit minimum payment. Add money ...
Manual
Use SkyroPondo to manually transfer money from your account to pay your loans anytime. This works for advance payments, ...
Online banking
To pay using online banking in the Skyro app, follow these steps: Tap ‘Cash in’ and choose from BPI, or UnionBank. Enter...
E-wallet
To pay using an e-wallet in the Skyro app, follow these steps: Tap 'Cash in,' from the home screen and choose from GCash...
GCash Bills Payment
To pay your Skyro loan through the GCash app under “Bills,” follow these steps: Open the GCash app and log in. Tap on “B...
PalawanPay Bills Payment
To pay your Skyro loan through the PalawanPay app under “Pay Bills,” follow these steps: Open the PalawanPay app and log...
CLiQQ Bills Payment
To pay your Skyro loan through the CLiQQ app under “Pay Bills,” follow these steps: Open the CLiQQ app and log in. Tap o...
Over-the-counter:
To pay for your Skyro loan offline, go directly to any of our payment partners for over-the-counter payments, including ...
Palawan Express Bills Payment
To pay for your Skyro loan at any Palawan branch, follow the steps below: Go to any Palawan branch. Fill out the payment...
How to calculate transaction fees in Skyro?
When you pay your loan, there is a small transaction fee per payment, boss. This usually costs ₱10 to ₱25, depending on ...
What are origination fees?
The origination fee covers the processing of your application, boss. Generally, this is computed as:10% of the financed ...
Why was I charged more than my loan amount?
You may notice that the total amount you need to pay is higher than the loan amount you received. This is normal, boss, ...
What fees are there for my Product Loan / Cash Loan / SkyroCredit / SkyroPondo?
Know the fees behind your loan, boss! Visit our Fees page for a clear breakdown. No surprises, just simple and transpare...
a. Where to find them in your loan agreement
Product Loan For Product Loans, boss, the origination fee is shown on your monthly statement. You’ll find it under “Loan...
Are there service fees in Skyro?
No, boss, we don’t charge service fees. If you pay on time, we only have one: the origination fee, which covers the cost...
What are the conditional charges on my statement?
The conditional charges on your statement are fees that apply only in specific cases, boss — like late payment or transa...
a. VAS Fee
The VAS Fee (short for Value-Added Services), are optional add-ons that give you extra protection, convenience, or extra...
b. Flexi Fee
The Flexi fee costs a small percentage of your monthly loan payment, so the amount may be slightly different depending o...
c. Attorney and Agency Fee
The Attorney and Agency Fee is a fee that’s charged in case of a long overdue.
d. Early Repayment Fee
The Early Repayment Fee is a fee that’s charged if you want to make an advanced payment for your loan.
e. Late Payment Fee-> What are late payment fees?
If you cannot pay your Skyro loan on time, a late payment fee will apply, boss. The fee amount depends on your loan type...
Product Loan Late Payment Fee:
If no payment is made, ₱500.00 or 5% of Net Proceeds of Loan whichever is lower will be charged. This fee can be found o...
Cash Loan Late Payment Fee:
If no payment is made, ₱500.00 or 5% of Net Proceeds of Loan whichever is lower will be charged. This fee can be found o...
SkyroCredit Late Payment Fee:
If no payment is made for your SkyroCredit bill, a ₱300 Late Payment Fee will be charged. This fee can be found on your ...
i. What should I do if I cannot pay on time?
If you cannot pay your loan on time, try activating Skyro Flexi, boss! This feature lets you change your monthly payment...
ii. Why is the late payment fee so big?
The late payment fee may feel big, boss, because it’s meant to encourage on-time payments and cover the extra cost of ma...
iii. How to avoid late payment fees?
To avoid late payment fees, boss, make sure to pay at least the minimum amount on or before your due date. For extra pea...
What will happen if I miss my due date?
If you missed a due date, the late payment fee will apply every month that you’re overdue, boss. Learn more about late p...
What should I do if my loan payment wasn't reflected in my Skyro account?
If your loan payment wasn’t reflected in your account, try refreshing the transaction screen first, boss. If it still do...