When can I try to reapply if my loan wasn't approved?

The timing depends on why your loan wasn’t approved, boss.

In some cases, for example, if a Skyro agent cancelled your application to update your details, you may reapply right away.

Generally, it’s best to wait at least 30 days before applying again. For online Product Loan applications, the waiting time may also be shorter.

Here are a few things that can help with your next application, boss:

• Use correct details. Make sure all information is correct and matches your ID. Wrong or incomplete details can affect the result.

• Share all needed information. Don’t leave out important details. More complete information helps with review.

• Use an active phone number. Make sure the mobile number you share is active and always with you. Your references should also be ready to receive our call.

• Be ready to answer calls. After applying, keep your phone nearby. We may need to call to confirm your details.

• Improve your credit history. If you have existing loans, paying them on time can improve your chances of approval. If possible, fully paying off some active loans may also help. You may also try applying again if your situation improves, such as having a more stable job, higher salary, or a recent promotion.